Compare Citi Tangs Card vs DBS Takashimaya AMEX Card

Hightlight
Name	DBS Takashimaya AMEX Card	Citi Tangs Card

Brand	DBS	Citi Bank
[Key Features]	• Enjoy 6% storewide voucher rebates all year round, even at high-end designer boutiques within Takashimaya Department Store. • Enjoy an additional 10% discount at Takashimaya Department Store during selected sale events. • Exclusive invitations sale previews, special events, promotions • Plus, earn DBS Points for all purchases anytime and anywhere!	• Highest 10% shopping rebate at TANGS all year round • Exclusive TANGS shopping privileges & cross border perks • Up to 20% Bonus Cash rebate at leading merchant outlets
Eligibility
[Minimum annual income]	$50000	$30000
Annual fee
[Principal]	$180	$60
[Supplementary]	$90	$30
[Annual fee waiver]	First one year	First three years
Rewards
[Expiration]	1 year	1 year
Payment
[Repayment]	AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking	AXS,ATM,CDM,Cheque,Branch(15),Interbank GIRO
[Grace Period]	22 days	22 days
Interest&Charges
[Effetive Interest Rate]	24% per annum (minimum $2.5)	24% per annum (minimum $3)
[Minimum Payment]	$50 or 3% of total Balance	$50 or 1% of total Balance
[Late Fee]	$45	$40
Other fees
[Foreign currency]	1%	1.5%
[Cash Advance]	$15 or 5% of amount	$10 or 5% of amount
Rank:
Brief:	6% storewide voucher rebates	The highest shopping rebate of 10% ALL year round at TANGS.