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Name Citi SMRT Card POSB Everyday Card
Citi SMRT Card POSB Everyday Card
  Brand   Citi Bank   DBS
Hightlight
[Key Features] • Earn up to 2% rebate for ez-link auto top-up
• Earn up to 5% rebate on your daily spend
• Redeem your rebates for free rides and more
3% cash rebate at Waston
5% cash rebate at Carrefour,SPC
1% cash rebate at Starhub,SP Utilities
Eligibility
[Minimum annual income] $30000 $30000
Annual fee
[Principal] $150 $36
[Supplementary] $80 $18
[Annual fee waiver] First three years N/A
Rewards
[Expiration] 1 year Never
Payment
[Repayment] AXS,ATM,CDM,Cheque,Branch(15),Interbank GIRO AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period] 25 days 25 days
Interest&Charges
[Effetive Interest Rate] 24% per annum (minimum $3) 24% per annum (minimum $3)
[Minimum Payment] $50 or 1% of total Balance $20 or 3% of total Balance
[Late Fee] $40 $40
Other fees
[Foreign currency] 1.5% 1.5%
[Cash Advance] $10 or 5% of amount $15 or 5% of amount
  Rank:   comment rank 0
  comment rank 4
  Brief:    Making your daily journey even more rewarding.    Get Instant Cash Rebates On All Purchases
  Collect | Add to cart | Collect | Add to cart |

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