Compare POSB Everyday Card vs DBS AirAsia Card

Hightlight
Name	DBS AirAsia Card	POSB Everyday Card

Brand	DBS	DBS
[Key Features]	• participating merchants where you can earn AirAsia$, • redeem AA$ when book your AirAsia tickets at www.airasia.com	3% cash rebate at Waston 5% cash rebate at Carrefour,SPC 1% cash rebate at Starhub,SP Utilities
Eligibility
[Minimum annual income]	$30000	$30000
Annual fee
[Principal]	$80	$36
[Supplementary]	$40	$18
[Annual fee waiver]	First two years	N/A
Rewards
[Expiration]	1 year	Never
Payment
[Repayment]	AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking	AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period]	22 days	25 days
Interest&Charges
[Effetive Interest Rate]	24% per annum (minimum $2.5)	24% per annum (minimum $3)
[Minimum Payment]	$50 or 3% of total Balance	$20 or 3% of total Balance
[Late Fee]	$45	$40
Other fees
[Foreign currency]	1%	1.5%
[Cash Advance]	$15 or 5% of amount	$15 or 5% of amount
Rank:
Brief:	Redeem existing balance of AA$ for free flights now!	Get Instant Cash Rebates On All Purchases

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