PruShield (A Premier / A Plus)
Block out medical costs

Who this is for?

• For those seeking insurance coverage against Hospitalisation and Surgical expenses, Out-patient treatment expenses and Pre/ Post Hospitalisation expenses at an affordable cost.
• A Health product available for Central Provident Funds (CPF) Medisave Account funds with Regular Premium payment.

Features/Benefits^:

• Provides lifetime financial protection against medical cost incurred for hospitalisation and surgery.
• Available for ages 1 month to 75
• Offers a High Policy Year Limit of up to S$500,000.
• Offers Unlimited Lifetime Limit.
• Offers Guaranteed Lifetime Coverage
• Guaranteed Renewability ie. coverage continues regardless of your health condition and the number of claims you have made.
• No cash required as your CPF Medisave account can be used to pay for premiums. If you do not have a Medisave account, you can use your family members’ account.
• Waives the Deductible and Co-insurance up to S$5,000 for PruShield A Premier and up to S$3,000 for PruShield A Plus in the event of death during or within 30 days after hospitalisation provided death occurs as a result of the cause of hospitalisation.
• Covers pregnancy complications.
• Covers child abnormalities.
• Add PruShield Extra for a more comprehensive coverage
  
  • PruShield Extra will pay for the deductible and co-insurance portion in the event of a claim so that you enjoy coverage from the 1st dollar.

Enhancements:

• Post-hospitalisation Hyperbaric Oxygen Therapy
• Coverage for hazardous activities and sports done on a leisure basis, with a licensed organisation
• HIV due to blood transfusion and occupationally acquired HIV
• Adjustment feature for policy year limit to offset medical cost inflation

Inpatient and Day Surgery
[Daily ward and treatment charges]	900
[ICU]	1,400
[Surgery]	800 - 10,000
[Surgical implants and approved medical consumables]	5,000
[Gamma Knife]	16,000
Outpatient Treatment
[Kidney dialysis]	36,000/yr
[Radiotherapy]	450/day
[Chemotherapy]	25,000/yr
[Immunotherapy]	15,000/yr
[Stereotactic Radiotherapy]	3,500/treatment
[Immunosuppressants for organ transplant]	7,200/yr
[Erythropoietin]	7,200/yr
Policy Features
[Deductibles]	Class C - 1,000|Class B2/day surgery (subsidised) - 1,500,|Class B1/day surgery (non-subsidised) - 2,000|Class A and private hospital - 3,000
[Co-insurance]	10%
[Policy Year Limit]	150,000
[Lifetime Limit]	6,000,000
[Final Expense Benefit]	5,000
[Last Entry Age]	75
[Maximum Coverage Age]	85
Permium
[1 to 30]	100
[31 to 40]	145
[41 to 50]	282
[51 to 60]	475-489
[61 to 65]	804
[66 to 70]	1,164
[71 to 73]	1,671
[74 to 75]	1,966
[76 to 78]	2,739
[79 to 80]	2,739
[81 to 83]	2,967
[84 to 85]	3,299
[>86]	3,299

User comment(total 0 Comment num)

• No comment

Total 0 records, divided into1 pages. First Prev Next Last

Username：	Anonymous user
E-mail：
Rank：
Content：
Verification code：