Enjoy 5%1 off at BHG plus Platinum Privileges   If you love shopping, you'll love the new BHG Visa Platinum Card. Besides a host of exclusive benefits, including the 5%1 discount at all BHG department stores, you'll enjoy the finest suite of Platinum Privileges. Apply for your BHG Visa Platinum Card today, and be on your way to a whole new world of shopping.  2 years annual fee waiver Sign up now and enjoy 2 years annual fee wavier for your principal card and first supplementary card!

Promotions Enjoy exclusive beauty offers at BHG My Preferred Payment Plan, 2% nominal fee. Limited period!   Features & Benefits Exclusively for BHG Visa Platinum and Classic Cardmembers 5%1 off your purchases at BHG Special promotions such as complimentary S$10 voucher and additional 10% off While you shop at BHG, you will have the convenience of Free delivery service2 at all BHG stores Rebates3 on parking charges at BHG Bugis Free use of baby strollers and baby care rooms at BHG Bugis Sign up for BHG E-News at http://www.bhgsingapore.com.sg to receive first-hand news on attractive merchandise launches/discounts as well as exciting storewide promotions and events! BHG's Customer Service Hotline: +65 6337 6096 BHG Website: www.bhgsingapore.com.sg 1 Excludes sale, fixed and selected grey and green tag items. 2 With minimum purchase of S$100. 3 S$1 rebate on parking fees with minimum S$20 nett purchase

Platinum Privileges BHG VISA Platinum Preferred Payment Plan Enjoy the privilege to put any purchase - whether in Singapore, overseas or online - on a 6- or 12-month instalment plan at 0% interest, with just a small administrative fee of 3% of total purchase amount (minimum S$500). To apply for Platinum Preferred Payment plan, please click here for an application form. 24-Hour Platinum Customer Care - 1800 732 8000 Rely on our dedicated team of Platinum Customer Care Officers to tend to all your account-related needs including temporary credit line increase, enquiries on transactions and payments, report on lost/stolen Cards, etc. Visa Platinum Concierge Service Enjoy round-the-clock access to the Visa Platinum Customer Centre. From organising a flight to Hong Kong to arranging for opera tickets in Milan, get assistance for your needs any time, anywhere in the world. Call the hotline at 800 448 1249 or visitwww.visaplatinum.com for more details. What's more, with the BHG Visa Platinum Card, you can indulge in distinctive Platinum Privileges when you travel, relax or dine.   Live in style at resorts and hotels such as Banyan Tree Hotels and Resorts, The Regent Shanghai, or Sofitel Accor Hotels and Resorts. Tee off at golf courses like Raffles Country Club, Beijing Country Golf Club and Saujana Golf & Country Club. Enjoy green fee waivers and discounts at some of the most popular golf clubs around the world. Wind off with a perfect meal at My Humble House, il Lido or any of these internationally renowned restaurants and enjoy exclusive discounts, complimentary wines or special reservations. For a detailed list of exclusive Visa Platinum Privileges, please visitwww.visaplatinum.com   PLUS Enjoy exclusive privileges at these participating merchants with BHG Visa Cards. DBS Points Rewards Every S$5 you charge to your BHG Visa Card at retail outlets gives you 1 DBS point. Use your DBS Points* to redeem for enticing rewards such as dining vouchers, movie tickets, spa packages, holidays, AsiaMiles and so much more.  Please note that you cannot change your DBS Points reward once your selection is confirmed. Accumulated DBS Points are valid for 12 months from the issuance of your DBS Credit Card. Unused DBS Points will be forfeited. DBS Points Redemption Programme terms and conditions apply. DBS Dining Delights Enjoy up to 40% discounts at over 500 of Singapore's best restaurants with our 1-FOR-1 discounts, complimentary wine and more. Be prepared to dine like never before!   Apply for your BHG Visa Card now! Click here for an application form

Hightlight
[Key Features]	• 5% off your purchases at BHG • Special promotions such as complimentary S$10 voucher and additional 10% off • Free delivery service2 at all BHG stores (minimum purchase of S$100) • S$1 rebate on parking fees with minimum S$20 nett purchase • Free use of baby strollers and baby care rooms at BHG Bugis
Eligibility
[Minimum annual income]	$50000
Annual fee
[Principal]	$130
[Supplementary]	$82
[Annual fee waiver]	First two years
Rewards
[Expiration]	1 year
Payment
[Repayment]	AXS,ATM,Cheque,Branch(82),Interbank GIRO,Phone Banking,Internet Banking
[Grace Period]	22 days
Interest&Charges
[Effetive Interest Rate]	24% per annum (minimum $2.5)
[Minimum Payment]	$50 or 3% of total Balance
[Late Fee]	$45
Other fees
[Foreign currency]	1%
[Cash Advance]	$15 or 5% of amount

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